Home Insurance - Four Seasons Insurance Agency

Warning Signs an Insurance Company is Acting in Bad Faith

The right insurance company will make your needs a priority and will treat you fairly and ethically. If your insurance company is making you feel like something is wrong, listen to your gut. Here are some warning signs to pay attention to if you’re getting frustrated with your insurance situation: You have been threatened: It […]

Five Tips When Shopping for Insurance

Shopping for insurance can be an overwhelming and confusing process. Between the technical terms and plethora of options (or exclusions of options), it can be intimidating. Here are five considerations to take into account when choosing an insurance agency to find coverage for you: Options: When it comes to available options, this includes actual coverage […]

Insurance for Natural Disasters

Fires and floods: two common headlines throughout the country recently. Hurricane Ida wreaked havoc throughout Louisiana and up the Northeast coast as the fifth-strongest hurricane hit the mainland of the United States. Wind damage and flooding destroyed homes, cars, and many structures, and the death toll has sadly climbed to over 60 so far from […]

What Happens if You Don’t Pay Your Home Insurance Premiums?

If you don’t pay your home insurance premium by the due date, you may still have time to keep the policy in force. Most policies come with a grace period, giving you a little extra time – usually 30 days – to bring the policy premium current. If paying the premium before the end of […]

Should You Ever NOT File a Home Insurance Claim?

You pay for home insurance, so you might as well file a claim each and every time you have property damage, right? Although you certainly have the right to file an insurance claim any time you have a covered loss, doing so can sometimes cause your premium to increase. In some cases, filing multiple claims […]

Are You Legally Required to Carry Homeowners Insurance?

Homeowners insurance is not legally mandatory; you don’t technically need coverage to own a home. Generally speaking, it’s only a requirement if you have a mortgage loan on your property or if you’re the owner of a co-op or condominium. That said, your home is undoubtedly one of your most valuable assets. Homeowners insurance offers […]

What Does a Standard Home Insurance Policy Cover?

A standard home insurance policy provides protection against financial loss resulting from certain perils, including fire, theft, falling objects and accidental damage. Independent agents customize insurance plans to meet each individual homeowner’s needs. However, most standard policies include four fundamentals – coverage for the structure, personal belongings, liability and additional living expenses. For more details […]

5 Tips to Save Money on Your Home Insurance

Your home insurance provides protection for what is arguably your largest investment, so you definitely want to have a comprehensive policy. But, even so, who wouldn’t like to save a little money, as long as it doesn’t compromise your coverage? You can shop around and compare rates but what if you could save even more while making […]

Insurance Agency vs. Insurance Company: What’s the Difference?

The difference between an insurance agency and an insurance company or carrier is a source of confusion for many consumers. And because the answer isn’t completely black and white, the distinction can become a little blurry. But perhaps more important, consumers want to know if one is better than the other for providing the coverage they […]

8 Ways to Get a Homeowners Insurance Discount

Your homeowners insurance is a necessity, so you probably don’t think about it much — you just pay the bill. But what if you could lower your annual costs to get more of what you want? Shopping for homeowners insurance rate reductions can pay off, whether you’re looking at auto, boat or motorcycle. Here are eight more ways to lower your costs: 1. Boost […]

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Category: Home Insurance

Warning Signs an Insurance Company is Acting in Bad Faith

Five Tips When Shopping for Insurance

Insurance for Natural Disasters

What Happens if You Don’t Pay Your Home Insurance Premiums?

Should You Ever NOT File a Home Insurance Claim?

Are You Legally Required to Carry Homeowners Insurance?

What Does a Standard Home Insurance Policy Cover?

5 Tips to Save Money on Your Home Insurance

Insurance Agency vs. Insurance Company: What’s the Difference?

8 Ways to Get a Homeowners Insurance Discount

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