Category: Home Insurance

Homeowners Insurance and Backyard Improvements

Homeowners Insurance and Backyard Improvements
Transforming your backyard into a family entertainment area could end up being more expensive than anticipated. Trampolines, pools, play structures, swing sets, and even tree houses can encourage children to spend more time outdoors. However, these property additions can also impact your homeowner’s insurance coverage. Typical homeowner's insurance policies frequently have exclusions for these types […]
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Do You Need Valuable Personal Property Insurance?

Do You Need Valuable Personal Property Insurance?
Isn't valuable personal property insurance unnecessary if you already have renters or homeowners insurance? Oddly enough, the response is probably no. The complete worth of your possessions, such as a pricey engagement ring, an antique collection, or a specially crafted musical instrument, is usually not covered by a typical renters' or homeowners' insurance policy. The […]
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Life Changes You Need to Tell Your Insurance Company

Life Changes You Need to Tell Your Insurance Company
Life gets busy, and it’s tough to keep track of every detail. When it comes to life events, such as a child moving out or a family member passing away, the paperwork that comes with them can easily be forgotten. Some events need to be relayed to your insurance agency, and this guide will inform […]
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Flood Insurance Options

Flood Insurance Options
Most people in Utah haven’t had to worry about flood insurance. After all, we are the second driest state in the United States, receiving about 11 inches of rain per year, on average. (This number does fluctuate based on location and elevation, with some areas receiving less than 5 inches and others getting more that […]
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Five Interesting Insurance Policies

Five Interesting Insurance Policies
Insurance is about minimizing risk by protecting your assets. You can get a policy to protect whatever asset you find valuable, regardless of how strange it may be to other people. When you think of insurance policies, you probably think of protecting vehicles and homes or getting a basic life insurance policy. But you can […]
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Answers to Common Insurance Questions

Answers to Common Insurance Questions
At Four Seasons Insurance Agency, we like to provide as much information as possible to our clients. Insurance can be confusing, that’s why we work hard to ensure our clients understand what they need to know about their policies and options. This blog answers some common questions we hear in our office, but as always, […]
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History of Insurance

History of Insurance
When you think of insurance, it probably feels like a modern notion. In reality, the idea of insuring yourself and your goods is thousands of years old. Travel back in time to around 3,000 B.C. and you’ll find Chinese merchants who understood the risks of losing their merchandise in a shipwreck. Some of these merchants […]
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Benefits of Renter’s Insurance that You May Not Have Considered

Benefits of Renter’s Insurance that You May Not Have Considered
If you’re renting a space or are looking for one, you probably already know a little about renter’s insurance. Renter’s insurance is a good idea because your landlord’s insurance won’t cover you and it’s a protection from liability in cases of accidents, theft, or natural disasters. Help avoid financial losses by getting a renter’s policy […]
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Insurance for Specific Events

Insurance for Specific Events
Between the warmer weather blowing in and the world opening back up, many of us are preparing to host events and parties bigger than ever before. After all, we need to make up for that lost time during the pandemic! If you put off a big celebration such as a wedding or retirement party until […]
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Wacky but True Insurance Stories

Wacky but True Insurance Stories
Having insurance is important for protecting you and your family. We’ve seen lots of insurance claims here at this office, and we always respond quickly and effectively. We welcome all questions from our clients, no matter how unusual they may be. Here are some unique insurance stories from around the globe: The Burglar that Won […]
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