If you have good auto insurance, you may consider the rental car company’s coverage to be an unnecessary expense. You could be right, but don’t jump the gun and automatically decline the additional protection. For some drivers, signing up for extra rental car coverage is a smart move. Before making a decision, review your auto, […]
Teen car insurance tends to be more expensive than coverage for older drivers. Teenagers have less experience on the road and they’re more prone to driving distractions, so an increased premium is to be expected. Or is it? Actually, there are several ways to bring down the cost of teen car insurance. For more affordable […]
An independent auto insurance agency has no particular allegiance to any single carrier – the agents work for you. Direct writers, on the other hand, work for an insurance company. While both independent agents and direct writers share the goal of providing customers with insurance coverage, choosing an agent to provide your coverage offers a […]
Shopping for the right car insurance policy – one that offers maximum coverage at the minimum price -- isn’t nearly as fun as shopping for the perfect vehicle. But if you take the time to carefully consider your options, you can get the protection you need without breaking the bank. You may be tempted to […]
The difference between an insurance agency and an insurance company or carrier is a source of confusion for many consumers. And because the answer isn’t completely black and white, the distinction can become a little blurry. But perhaps more important, consumers want to know if one is better than the other for providing the coverage they […]
Your car insurance coverage may not have been at the forefront of your mind when you signed up to drive for Uber or Lyft. You were probably just excited to start making extra money, but a call to your auto insurance policy provider to check your coverage levels is a good idea. Do Ride-Sharing Companies Assume Liability? Ride-sharing services have […]
Commercial auto insurance is a must for those who drive for business. It’s not just for taxi drivers and pizza-delivery services. Your personal auto insurance likely isn’t enough to cover you in the event you get into an accident while driving on the job, and that’s where a commercial auto insurance policy can provide an important […]
Car insurance rates are an expense every driver has to live with, so there is no harm in trying to minimize the amount you pay out of pocket. But that gets a lot harder after you file a claim on your policy. Even though it might seem like it, your insurance company doesn’t arbitrarily raise your rates after a car […]
Roadway deaths related to distracted driving are rising. In 2015, 3,477 people were killed, up from 3,179 in 2014. While you can’t control the behavior of others, you can take steps to educate yourself and your family members (especially teen drivers) about the dangers associated with distracted driving behavior. What Is Distracted Driving? The most common reason […]
Lower car insurance bills — that’s what everyone wants. Car insurance is a must-have, but you want to pay as little as possible for the protection you need. It is possible to lower car insurance rates and still get great coverage, but it might take some legwork. With a helpful agent, go down this list and see if you can […]
