When choosing auto insurance, understanding the differences between liability-only and full-coverage policies is important. These two types of coverage offer different levels of protection, and selecting the right one depends on your needs, vehicle, and budget. What Is Liability Auto Insurance? Liability insurance is the most basic type of auto insurance and is required by […]
Is getting teen auto insurance something you're planning to do? Your teen is finally taking a big step toward independence, which is exhilarating but also a little worrisome, especially for parents. In addition to teaching your teenagers about safe driving practices and road safety, you must ensure that your teenagers have complete insurance before letting […]
Life gets busy, and it’s tough to keep track of every detail. When it comes to life events, such as a child moving out or a family member passing away, the paperwork that comes with them can easily be forgotten. Some events need to be relayed to your insurance agency, and this guide will inform […]
RV/camper insurance comes to your aid if an accident occurs while you’re out traveling the countryside, just like any other vehicle, but it also protects the RV/camper as your personal property. Covered vehicles include motor homes, fifth wheels, motor coaches, tent/pop-up trailers, camper vans, and toy haulers. Whether you are a weekend warrior or live […]
Most people in Utah haven’t had to worry about flood insurance. After all, we are the second driest state in the United States, receiving about 11 inches of rain per year, on average. (This number does fluctuate based on location and elevation, with some areas receiving less than 5 inches and others getting more that […]
No one wants to get in a car accident, but if you do, it’s important to be insured. In the US, the average person spends about $1,770 per year on auto insurance. The industry insures over 215 million drivers and is currently worth over $315 billion. Each year, auto insurance claim payments reach about $170 […]
Insurance is about minimizing risk by protecting your assets. You can get a policy to protect whatever asset you find valuable, regardless of how strange it may be to other people. When you think of insurance policies, you probably think of protecting vehicles and homes or getting a basic life insurance policy. But you can […]
At Four Seasons Insurance Agency, we like to provide as much information as possible to our clients. Insurance can be confusing, that’s why we work hard to ensure our clients understand what they need to know about their policies and options. This blog answers some common questions we hear in our office, but as always, […]
When you think of insurance, it probably feels like a modern notion. In reality, the idea of insuring yourself and your goods is thousands of years old. Travel back in time to around 3,000 B.C. and you’ll find Chinese merchants who understood the risks of losing their merchandise in a shipwreck. Some of these merchants […]
When someone steals from you, it is a violating feeling. Hopefully you never have to experience it, but if you do, Four Seasons Insurance is here for you. If you suspect your car has been stolen, don’t panic. First make sure it wasn’t towed or that you weren’t pranked by an overzealous friend. In the […]
