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What Happens if You Don’t Pay Your Home Insurance Premiums?

What Happens if You Don’t Pay Your Home Insurance Premiums?

If you don’t pay your home insurance premium by the due date, you may still have time to keep the policy in force. Most policies come with a grace period, giving you a little extra time – usually 30 days – to bring the policy premium current. If paying the premium before the end of […]

For Business Insurance, Trust an Independent Insurance Agent

For Business Insurance, Trust an Independent Insurance Agent

Whether your current business insurance policy is lacking or you’re a new business owner looking for coverage, working with an independent insurance agent is in your best interests. Sure, you could shop around for business insurance on your own. But why spend the time and effort for less-than-optimal results? With an independent agent, you’ll get […]

Should You Ever NOT File a Home Insurance Claim?

Should You Ever NOT File a Home Insurance Claim?

You pay for home insurance, so you might as well file a claim each and every time you have property damage, right? Although you certainly have the right to file an insurance claim any time you have a covered loss, doing so can sometimes cause your premium to increase. In some cases, filing multiple claims […]

Does Auto Insurance Cover Rental Cars?

Does Auto Insurance Cover Rental Cars?

If you have good auto insurance, you may consider the rental car company’s coverage to be an unnecessary expense. You could be right, but don’t jump the gun and automatically decline the additional protection. For some drivers, signing up for extra rental car coverage is a smart move. Before making a decision, review your auto, […]

How Much Does Life Insurance Cost? How Rates are Calculated

How Much Does Life Insurance Cost? How Rates are Calculated

Life insurance can protect your loved ones should the worst occur – but you already knew that. What you really need to know is how much will the financial safety net cost? With dozens of insurance companies and a range of options for term length and coverage amount – and the many factors insurers consider […]

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