Roadway deaths related to distracted driving are rising. In 2015, 3,477 people were killed, up from 3,179 in 2014. While you can’t control the behavior of others, you can take steps to educate yourself and your family members (especially teen drivers) about the dangers associated with distracted driving behavior. What Is Distracted Driving? The most common reason […]
House fires are the most expensive type of insurance claim, making up one-quarter of total claim costs. While weather-related damage may prompt most claims, house fires are undoubtedly the most destructive. House fires are commonly caused by electrical or appliance overload or failure, wiring issues or cooking accidents. While most homeowners insurance policies cover house fires, the extent […]
For a life insurance medical exam, a nurse comes to your home to review your medical history. It’s routine — before an insurer can sensibly offer you a life insurance policy, they need to calculate your life expectancy. The Healthier You Are, the Less You Pay A life insurance medical exam allows your insurer to verify all the health information […]
Home-based business insurance is more important than you might think. There are about 38 million home-based businesses in the U.S., and if you own one of them, you probably love the fact that you don’t have a commute — it’s one of the major perks of working from home. While home-based businesses are usually cheaper to start and […]
Getting the right coverage for animal liability could save you from bankruptcy. Your dog is lovable and friendly and wouldn’t harm anyone — or so you think. Even the calmest pets can cause injuries. If a guest trips over them and falls, technically your animal is at fault, and that means you. What Does Your State Say? Animal […]
