An umbrella insurance policy does one thing best: protect you from lawsuits. When you are personally liable for bodily injury of another or damage to someone else’s property, your homeowners, auto or landlord’s insurance kicks in if you are sued. But if the judge or jury awards the victim more than the amount of your policies, your […]
Business insurance is a safeguard for your livelihood, and by extension, your possessions and your lifestyle. Business insurance is a requirement, not a luxury, and in some cases, the law may require you to have a certain type and coverage amount, such as when dealing with workers’ compensation insurance. Below are five types of business insurance you may […]
Your homeowners insurance policy is more than a document — it’s your protection. As a homeowner, you’ve invested your livelihood in building or buying a structure to house your family and all your possessions. If something happens to damage it, it’s up to your homeowners insurance policy to pay, so it’s important the policyholder is aware of exactly how […]
If you haven’t considered life insurance coverage before, there is nothing like becoming a parent to help you realize you need it. No longer do you only have yourself and maybe a spouse to think about — you also have a baby who depends on you for care, in all aspects of life. One of the most […]
Renters insurance is sometimes a requirement for your landlord. It’s clear that if something happens to the house you’re renting, your landlord’s insurance will cover the structure, but the contents won’t be covered. If there’s water damage, a fire or any other major event, you will have to start from scratch with no financial help to replace your possessions. […]
