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Are You Legally Required to Carry Homeowners Insurance?

Are You Legally Required to Carry Homeowners Insurance?

Homeowners insurance is not legally mandatory; you don’t technically need coverage to own a home. Generally speaking, it’s only a requirement if you have a mortgage loan on your property or if you’re the owner of a co-op or condominium. That said, your home is undoubtedly one of your most valuable assets. Homeowners insurance offers […]

7 Ways to Get Cheaper Teen Car Insurance

7 Ways to Get Cheaper Teen Car Insurance

Teen car insurance tends to be more expensive than coverage for older drivers. Teenagers have less experience on the road and they’re more prone to driving distractions, so an increased premium is to be expected. Or is it? Actually, there are several ways to bring down the cost of teen car insurance. For more affordable […]

Reduce Business Insurance Costs with These Tips

Reduce Business Insurance Costs with These Tips

Business insurance is essential, no matter the size and scope of your company or the industry in which you operate. Coverage provides you with financial security, limits your liability and helps ensure that your business can continue to grow. And, in some cases, insurance is required by law. No matter how successful your company may […]

What Does a Standard Home Insurance Policy Cover?

What Does a Standard Home Insurance Policy Cover?

A standard home insurance policy provides protection against financial loss resulting from certain perils, including fire, theft, falling objects and accidental damage. Independent agents customize insurance plans to meet each individual homeowner’s needs. However, most standard policies include four fundamentals – coverage for the structure, personal belongings, liability and additional living expenses. For more details […]

6 Reasons to Choose an Independent Auto Insurance Agency

6 Reasons to Choose an Independent Auto Insurance Agency

An independent auto insurance agency has no particular allegiance to any single carrier – the agents work for you. Direct writers, on the other hand, work for an insurance company. While both independent agents and direct writers share the goal of providing customers with insurance coverage, choosing an agent to provide your coverage offers a […]

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